The Team
Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.
Kevin Simmonds Cert CII (MP)
Director
Kevin joined HCF in 1999 as a self-employed adviser in all types of mortgages.
In 2009 Kevin became a director and now advises individual and corporate clients on Private Medical Insurance as well as Mortgages.
Kevin Honour Dip PFS
Director
Kevin has been working in Financial services for over 11 years and is our employee benefits and corporate pensions expert.
He is also extremely experienced in dealing with individual investment, pensions and protection needs.
Richard Revell CeMAP
Mortgage & Property Consultant
Richard joined HCF in 2008 after spending many years in a retail bank.
Although Richard qualified as an IFA in the 1990s, he now practices exclusively in mortgage & property advice for Residential and Buy-To-Let clients of all backgrounds.
David Cooper DipFA MIFS
David has completed 45 years’ service in the industry, and has been an Independent Financial Adviser for over 30 years. David started his own business in 1987 which merged with HCF Partnership at the end of 1999. His specialist areas are Pensions & Investments.
Steven Sussman
As an Independent Financial Adviser, I particularly enjoy assisting my clients to achieve their financial goals by using my knowledge and experience of investments, pensions, mortgages and protection.
Over the past few years, I have become increasingly aware of my client’s wish or in some cases need to release money from their homes to enable them to maintain a preferred lifestyle, to travel or perhaps to financially support their grown-up children. As an Equity Release Adviser, I am pleased to be able to help in this area, by providing guidance and advice on the complexities of releasing capital and have found a real sense of satisfaction in seeing my clients benefit from this.
Daryl Neumann
I have been in financial services for over 20 years, initially providing advice to my clients including mortgage, investment and protection. Although I now specialise entirely on Mortgage and Equity Release advice, I believe that the knowledge and experience gained in my early career only supports the advice and support that I now provide.
My aim is to build lasting relationships with my clients and understand the importance of being there during every stage of their lives. I have a desire to help my clients achieve the outcome that suits them whether that’s finding the right mortgage for their dream home or ‘peace of mind’ funding in later life.
In my busy schedule I like to find time to travel and these trips are made all the more special when shared with my family.
Josh Tiano
Mortgage & Protection Adviser
Having completed my degree I was keen to follow a career in the financial services and in particular providing help and advice to people looking for properties and later mortgages. After becoming qualified and gaining a wealth of experience I wanted to extend the help I could give to those looking to release funds in later life. I am now a qualified Equity Release Adviser and enjoying meeting and building relationships with new clients as well as supporting my existing clients.
Outside of work I enjoy watching football and regularly play for my local team. I hope that one day my young daughter will also share my passion for sport and I am keeping my fingers crossed that this will be in football too!