WELCOME TO HCF PARTNERSHIP LTD
Independent Financial Advisers in London & Hertfordshire
Welcome to HCF Partnership. Our objective is to provide you with the financial freedom and peace of mind that come from knowing your future is secure. We collaborate and advise individuals, families, and businesses to create a more stable financial future, free from concerns about life’s uncertainties.
You are our focus
Our clients are at the centre of our business: their lives, families, and futures. Becoming a client allows us to understand your current financial situation, which is the essential first step in creating a plan that meets your future needs. Many people have goals, but a goal without a plan is just a wish. We help turn your wishes into achievable goals.
Advice that starts with listening
Our process begins by listening carefully to you. We take the time to understand:
- Your immediate needs
- Your hopes for the future
- Your long-term dreams
This allows us to formulate a plan and offer clear, no-jargon advice on the most appropriate financial products for your personal circumstances.
Planning for a brighter, more secure future
This is the start of our journey together. We will work with you to prepare a plan that meets your goals, ensures you and your assets are protected, and helps you build a more secure future.
Take the first step today
Call us on: 020 8236 3330
Email us at: info@hcf.co.uk
Decades of independent financial advice
HCF Partnership was built on a foundation of trusted relationships and expertise. Our journey began over four decades ago, and that long-standing heritage continues to guide our commitment to clients today. Owned and led by Kevin Simmonds, the firm benefits from the experience of its original founders, who remain consultants to the business.
Our Main Services
Mortgages made clear
From first homes to remortgages and buy‑to‑let, we’ll help you borrow with confidence.
Protect what matters most
Life, critical illness, and income protection designed around your needs.
Invest with purpose
Diversified portfolios, disciplined management, and clear reporting.
Equity Release
If you’re a home owner over the age of 55, equity release offers you a way to use the value of your home to raise money.
Plan the retirement you want
Pensions, drawdown, and income strategies tailored to your life goals.
We follow a clear and structured collaborative plan
Our collaborative approach ensures your financial plan is centred around you
1. Getting to know you
We begin with a discussion to understand your personal circumstances and current financial position, which forms the basis for all our advice.
2. Defining your goals
Next, we examine your future ambitions and financial aims. This enables us to understand what truly matters to you and what you wish to achieve.
3. Analysis & strategy
We analyse your financial position and share our initial thoughts. Together, we will outline a clear strategy to guide you towards your goals.
4. Creating your plan
With a clear understanding of your position and objectives, we present your personalised financial plan, a comprehensive roadmap designed to help you achieve your goals.
5. Implementation
Once you are satisfied with the plan, we implement it. Every agreed-upon recommendation is executed efficiently and professionally.
6. Review & progress
We hold regular reviews to monitor progress and ensure your plan stays aligned with your goals, adjusting it as your life and circumstances evolve.
How can we help you?
Book your initial conversation today
We are here to assist and welcome your enquiries. Please feel free to contact us using your preferred method below, and a member of our team will respond as soon as possible.
Where we are
HCF Partnership
Ground Floor, 8 Beaumont Gate,
Shenley Hill, Radlett,
Hertfordshire, WD7 7AR
We invite you to visit our office. To ensure we can give you our full attention, we suggest calling ahead to schedule an appointment with one of our advisers before your visit. We look forward to seeing you.