Overpayment
See how making additional payments may assist you in paying off your mortgage faster and reduce the overall interest cost.
The results should not be considered a substitute for financial advice. Please contact our team to discuss further.
Your details
Outstanding mortgage balance The total amount remaining on your mortgage. You can find this on your latest mortgage statement.
Mortgage term (years) The number of full years left before your mortgage is completely repaid.
Mortgage term (months) If your remaining term includes extra months (1–11), add them here to get a precise estimate.
Current interest rate Enter the annual interest rate you’re currently paying on your mortgage. You’ll find this in your mortgage agreement or latest statement.
Regular overpayment amount The extra amount you plan to pay each month, on top of your regular payment. Overpayments can reduce the total interest you pay and shorten your mortgage term.
Your results
Interest savings
The total interest you could save by regularly overpaying your mortgage.
0
Term reduction (Years) The amount of years you could shave off your mortgage term by making regular overpayments.
0Term reduction (Months) The amount of months you could shave off your mortgage term by making regular overpayments.
0New mortgage payment
0
Current payment Your monthly payment based on your current mortgage terms before overpayments.
0Current interest to pay
0How can we help you?
Book your initial conversation today
We are here to assist and welcome your enquiries. Please feel free to contact us using your preferred method below, and a member of our team will respond as soon as possible.
Where we are
HCF Partnership
Ground Floor, 8 Beaumont Gate,
Shenley Hill, Radlett,
Hertfordshire, WD7 7AR
We invite you to visit our office. To ensure we can give you our full attention, we suggest calling ahead to schedule an appointment with one of our advisers before your visit. We look forward to seeing you.