Homes worth £3 million or more to be hit hardest by proposed ‘Mansion Tax’

Those owning properties worth more than £3million will be hit with tax bills starting from £10,000 under a Labour government, according to research by the Institute for Fiscal Studies (IFS). Under the party’s mansion tax plans, homes worth between £2m and £3m would attract around £3,000 in liabilities, but properties worth above £3m will take a far greater hit in order to make up the £1.2bn...
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Keeping one eye on a 2015 interest rate rise

It is now six years since emergency measures were put in place to protect the global financial markets from imploding when the banking crisis spiked in 2008. To stave off a liquidity disaster, many global policy makers decided to cut interest rates to record low levels. At that juncture most experts, commentators and the investment community assumed this would be a short term effort; an...
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First Time Buyer Mortgage News

First Time Buyers are finding it increasingly difficult to get a foothold on the property ladder due to larger deposits required by lenders and tightening of income multiples and affordability calculations but as a valued client of ours, we’ll do our upmost to find the right mortgage solution which not only meets your needs but one which offers a competitive rate. If you would like an...
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Reviewing your insurance cover today could save you £££££s

Many of us have a range of insurance policies which we have taken out over the years but when was the last time you sat down and reviewed the policy premiums and level of cover they provide? Contact us today and we’ll arrange a no obligation review of your current policies and compare them with the latest products and premiums. You have nothing to lose but you may find yourself better off...
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Do you think Critical Illness cover is expensive? Think again!

When arranging your mortgage your adviser is duty bound to ensuring you are aware of the available protection which you can benefit from. This normally includes life insurance and home insurance as a minimum but what other cover is available. Critical illness cover typically costs more than life insurance but by speaking to one of our advisers you can tailor a lower cost package by simply...
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